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Exam Code: Virginia-Life-Annuities-and-Health-Insurance
Exam Name: Virginia Life, Annuities, and Health Insurance Examination Series 11-01
Vendor: Virginia Insurance

60 Questions & Answers
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NEW QUESTION: 1
Where to find the update documentation for MSS Measurement and counters?
A. Sharenet
B. NOLS
C. Share inside
D. NED
Answer: B

NEW QUESTION: 2
Based on the histogram below, order the mean, median, and mode of the data from smallest to largest.
A. Mode, Mean, Median
B. Median, Mode, Mean
C. Mean, Mode, Median
D. Mode, Median, Mean
Answer: D

NEW QUESTION: 3
The P/E ratio is not determined by
A. the required rate of return.
B. the expected dividend payout ratio.
C. the financial leverage ratio.
D. the expected growth rate of dividends for the stock.
Answer: C
Explanation:
Explanation/Reference:
Explanation:
Using the dividend discount model, the price of a stock is equal to D / (k - g), where D is the expected dividend, k is the required rate of return, and g is the expected growth rate of dividends for the stock.
Dividing both sides of the equation by expected earnings (E) yields P/E = (D/E) / (k - g), where D/E is the expected dividend payout ratio. Thus, the P/E ratio is determined by the expected dividend payout ratio, the required rate of return, and the expected growth rate of dividends for the stock. Financial leverage does not help determine P/E ratio.

NEW QUESTION: 4
A Chief Information Security Officer (CISO) wants to implement two-factor authentication within the company. Which of the following would fulfill the CISO's requirements?
A. Proximity badge and token
B. USB token and PIN
C. Retina scan and fingerprint scan
D. Username and password
Answer: B
Explanation:
Explanation/Reference:
Explanation:
Multi-factor authentication (MFA) is a method of computer access control which a user can pass by successfully presenting authentication factors from at least two of the three categories:
knowledge factors ("things only the user knows"), such as passwords

possession factors ("things only the user has"), such as ATM cards

inherence factors ("things only the user is"), such as biometrics

In this question, a USB token is a possession factor (something the user has) and a PIN is a knowledge factor (something the user knows).


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