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NEW QUESTION: 1
Underwriting standards in Subprime Mortgage Lending include:
A. Institutions should have a clear policy governing the use of risk-layering features, such as reduced documentation loans or simultaneous second lien mortgages
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C. The borrower's debt-to-income ratio should include the borrower's total yearly housing-related payments as a percentage of gross monthly income
D. Stated income and reduced documentation loans to subprime borrowers should be made only if there are clear, documented mitigating factors
Answer: C
NEW QUESTION: 2
A. Option A
B. Option B
C. Option D
D. Option C
Answer: B
Explanation:
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NEW QUESTION: 3
A. Option A
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D. Option C
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NEW QUESTION: 4
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Answer: A,E
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