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Exam Code: Life-Producer
Exam Name: Maryland Life Producer Exam (Series 20-27)
Vendor: Maryland Insurance Administration

60 Questions & Answers
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NEW QUESTION: 1
After a fire has occurred, what repressive measure can be taken?
A. Buying in a proper fire insurance policy
B. Repairing all systems after the fire
C. Extinguishing the fire after the fire alarm sounds
Answer: C

NEW QUESTION: 2
What would BEST define risk management?
A. The process of transferring risk
B. The process of assessing the risks
C. The process of eliminating the risk
D. The process of reducing risk to an acceptable level
Answer: D
Explanation:
This is the basic process of risk management.
Risk is the possibility of damage happening and the ramifications of such damage should it occur. Information risk management (IRM) is the process of identifying and assessing risk, reducing it to an acceptable level, and implementing the right mechanisms to maintain that level. There is no such thing as a 100 percent secure environment. Every environment has vulnerabilities and threats to a certain degree.
The skill is in identifying these threats, assessing the probability of them actually occurring and the damage they could cause, and then taking the right steps to reduce the overall level of risk in the environment to what the organization identifies as acceptable.
Proper risk management requires a strong commitment from senior management, a documented process that supports the organization's mission, an information risk management (IRM) policy and a delegated IRM team. Once you've identified your company's acceptable level of risk, you need to develop an information risk management policy.
The IRM policy should be a subset of the organization's overall risk management policy (risks to a company include more than just information security issues) and should be mapped to the organizational security policies, which lay out the acceptable risk and the role of security as a whole in the organization. The IRM policy is focused on risk management while the security policy is very high-level and addresses all aspects of security. The IRM policy should address the following items:
Objectives of IRM team Level of risk the company will accept and what is considered an acceptable risk (as defined in the previous article) Formal processes of risk identification Connection between the IRM policy and the organization's strategic planning processes Responsibilities that fall under IRM and the roles that are to fulfill them Mapping of risk to internal controls Approach for changing staff behaviors and resource allocation in response to risk analysis Mapping of risks to performance targets and budgets Key indicators to monitor the effectiveness of controls Shon Harris provides a 10,000-foot view of the risk management process below: A big question that companies have to deal with is, "What is enough security?" This can be restated as, "What is our acceptable risk level?" These two questions have an inverse relationship. You can't know what constitutes enough security unless you know your necessary baseline risk level.
To set an enterprise-wide acceptable risk level for a company, a few things need to be investigated and understood. A company must understand its federal and state legal requirements, its regulatory requirements, its business drivers and objectives, and it must carry out a risk and threat analysis. (I will dig deeper into formalized risk analysis processes in a later article, but for now we will take a broad approach.) The result of these findings is then used to define the company's acceptable risk level, which is then outlined in security policies, standards, guidelines and procedures.
Although there are different methodologies for enterprise risk management, the core components of any risk analysis is made up of the following:
Identify company assets Assign a value to each asset Identify each asset's vulnerabilities and associated threats Calculate the risk for the identified assets
Once these steps are finished, then the risk analysis team can identify the necessary countermeasures to mitigate the calculated risks, carry out cost/benefit analysis for these countermeasures and report to senior management their findings.
When we look at information security, there are several types of risk a corporation needs to be aware of and address properly. The following items touch on the major categories: Physical damage Fire, water, vandalism, power loss, and natural disasters
Human interaction Accidental or intentional action or inaction that can disrupt productivity
Equipment malfunction Failure of systems and peripheral devices
Inside and outside attacks Hacking, cracking, and attacking
Misuse of data Sharing trade secrets, fraud, espionage, and theft
Loss of data Intentional or unintentional loss of information through destructive means
Application error Computation errors, input errors, and buffer overflows
The following answers are incorrect:
The process of eliminating the risk is not the best answer as risk cannot be totally
eliminated.
The process of assessing the risks is also not the best answer.
The process of transferring risk is also not the best answer and is one of the ways of
handling a risk after a risk analysis has been performed.
References:
Shon Harris , AIO v3 , Chapter 3: Security Management Practices , Page: 66-68
and
http://searchsecurity.techtarget.com/tip/Understanding-risk

NEW QUESTION: 3
You deploy a new database application to a SQL Server 2008 instance on a server that has 4 processor
cores and 64 GB of RAM. The application uses partitioned tables.
During testing, deadlocks occasionally occur on queries that are attempting to read data.
You find out that the deadlocks are related to the table partitions.
You need to ensure that the application executes without deadlocks for the read queries.
You also need to ensure that dirty reads do not occur.
What should you do? (More than one answer choice may achieve the goal. Select the BEST answer.)
A. Move each partitioned table to its own filegroup.
B. Move the clustered indexes for the partitioned tables to a separate filegroup.
C. Disable partition-level lock escalation.
D. Add additional database files to each partitioned table.
Answer: C
Explanation:
Explanation/Reference:
Full-recovery Model
Description
* Requires log backups.
-
No work is lost due to a lost or damaged data file.
* Can recover to an arbitrary point in time (for example, prior to application or user error).
Work loss exposure
* Normally none.
-
Il the tail ofthe log is damaged, changes since the most recent log backup must be redone.
Recover to point in time ? S3.
-
Can recover to a specific point in time, assuming that your backups are complete up to that
point in time.
http://msdn.microsoft.com/en-us/library/ms184286.aspx

NEW QUESTION: 4
The Enterprise Vault server is running out of disk space in a particular index location and the administrator wants to move some indexes to a new location.
How should the administrator move the indexes?
A. manually move the Index files to the new location > run the "Synchronize" task
B. manually move the Index files to the new location > change the path in the IndexServiceEntry table in the EV directory database
C. run the "Change Location" task > manually copy the Index files to the new location
D. use the "Index Volumes Browser" and choose the index volume > click the "Move" button
Answer: C


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