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Exam Code: CIPP-E
Exam Name: Certified Information Privacy Professional/Europe (CIPP/E)
Vendor: IAPP

60 Questions & Answers
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NEW QUESTION: 1
View the Exhibit and examine the details of the
PRODUCT_INFORMATION table.
Evaluate the following SQL statement:
SELECT TO_CHAR(list_price ,'$9,999")
FROM product_information;

Which two statements would be true regarding the output for this SQL statement? (Choose two.)
A. The LIST_PRICE column having value 1123.90 would be displayed as $1,124.
B. The LIST_PRICE column having value 11235.90 would be displayed as $1,123.
C. The LIST_PRICE column having value 1123.90 would be displayed as $1,123.
D. The LIST_PRICE column having value 11235.90 would be displayed as #######.
Answer: A,D

NEW QUESTION: 2
Jonathan Weil, CFA, is the managing director of Weil Capital Management (WCM). Weil has decided to reevaluate the asset backed security (ABS) positions in his investors' portfolios since a recent, and severe, credit problem in the subprime lending industry has had ripple effects on other fixed-income markets. Weil expects the interest rate term structure to remain flat, but shift upward as credit terms tighten. Weil has asked one of his analysts, Vanessa Ordon, to assist him in analyzing potential ABS investments, including some products he is unfamiliar with.
Ordon provides an assessment of ABS backed by auto loans, credit card receivables, and closed end home equity loans. Ordon has assembled the following information on the collateral, credit enhancements, and prepayment risk associated with each type of ABS.

Ordon has also assembled the following information on the structure of a closed end home equity loan (HEL) asset backed security. Ordon has presented the security to Weil as a potential investment opportunity, but Weil is concerned about its default and prepayment risks. The HEL ABS does not have a shifting interest mechanism.

Ordon has also developed an assessment of mortgage backed securities (MBS). Ordon has assembled the following information related to a mortgage backed security.
Which of the following statements regarding the types of credit enhancement for the auto loan and credit card receivable ABS described by Ordon is most likely correct?
A. The auto loan ABS credit enhancement is an excess servicing spread.
B. The credit card receivable ABS credit enhancement is a corporate guarantee.
C. The credit enhancements for both the auto loan ABS and the credit card receivable ABS are external.
Answer: A
Explanation:
Explanation/Reference:
Explanation:
The credit enhancement described for the auto loan ABS is an internal credit enhancement known as an excess servicing spread. Under the excess servicing spread, the ABS issuer pays a coupon to investors that is less than the coupon earned on the collateral. The excess of cash inflows over cash outflows is used to fund credit losses in the collateral. The credit enhancement described for the credit card receivable ABS is an external credit enhancement known as a letter of credit. A letter of credit is a third party, usually a bank, guarantee against collateral losses up to a certain point. Defaults on the collateral are thus mitigated to a certain extent. Third party guarantees are subject to the weak-link philosophy and any credit downgrades associated with the third party will negatively affect the rating of the ABS. (Study Session J 5, LOS 56.d)

NEW QUESTION: 3
品質要件と結果を監査するプロセスは次のうちどれですか
適切な品質基準と運用定義が使用されていることを確認する品質管理手段
A. 品質保証の実行
B. 品質管理の実行
C. 計画品質
D. 品質指標
Answer: A

NEW QUESTION: 4
In which phase is a user end-to-end testable solution first established?
A. Process analysis
B. Integration design and development
C. Process design and development
D. User interface design and development
Answer: A


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