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NEW QUESTION: 1
Two mid-level marketing managers have decision authority for a new reporting system. Which approach can identify a reliable view of requirements for this solution?
A. Ask a senior marketing leader to identify their top three projects to increase market demand.
B. Capture data on sales force productivity and document trends for marketing managers to approve as their statements of need.
C. Ask each manager to identify their top three ideas to improve employee satisfaction.
D. Conduct individual and joint interviews with the managers and run through several scenarios for each person.
Answer: D
NEW QUESTION: 2
Which of the following statements is true:
I. Expected credit losses are charged to the unit's P&L while unexpected losses hit risk capital reserves.
II. Credit portfolio loss distributions are symmetrical
III. For a bank holding $10m in face of a defaulted debt that it acquired for $2m, the bank's legal claim in the bankruptcy court will be $10m.
IV. The legal claim in bankruptcy court for an over the counter derivatives contract will be the notional value of the contract.
A. II and IV
B. I and III
C. I, II and IV
D. III and IV
Answer: B
Explanation:
Explanation
Statement I is true as expected losses are the 'cost of doing business' and charged against the P&L of the unit holding the exposure. When evaluating the business unit, expected losses are taken into account. Unexpected losses however require risk capital reserves to be maintained against them.
Statement II is not true. Credit portfolio loss distributions are not symmetrical, in fact they are highly skewed and have heavy tails.
Statement III is true. The notional, or the face value of a defaulted debt is the basis for a claim in bankruptcy court, and not the market value.
Statement IV is false. In the case of over the counter instruments, the replacement value of the contract represents the amount of the claim, and not the notional amount (which can be very high!).
NEW QUESTION: 3
次のリスク管理フレームワーク（RMF）フェーズのどれで戦略的リスク評価計画が実行されますか？
A. フェーズ2
B. フェーズ0
C. フェーズ1
D. フェーズ3
Answer: B
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