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NEW QUESTION: 1
Paul is 36 years old and is married with two children, ages eight and ten. Paul lays carpet for a living,
working as an independent contractor, and earns about $35,000 a year. His wife, Paula, is 33 years old,
drives a school bus and earns only $18,000 a year, but her job provides the family with low-cost health
insurance. They live conservatively and barely make ends meet. Paula recently inherited $180,000,
however, and the couple would like to invest it, with the goal that they can both retire when Paul turns
6 2.The inheritance also included an educational endowment for their children, so they will not have to
worry about saving for their children's college educations. Which of the following would not be a suitable
recommendation for the allocation of their investment monies?
A. municipal bond fund
B. life insurance
C. aggressive growth stock fund
D. Roth IRA
Answer: A
Explanation:
Given that their combined income is only $53,000, Paul and Paula's marginal tax rate is low,
so a municipal bond fund would not be a good recommendation for the allocation of their investment
monies. Municipal bonds offer lower returns, and the couple would get little or no benefit from the tax-free
interest income that these bonds provide. Their investment horizon is long enough (26 years) for them to
invest some of their money in an aggressive growth stock fund, which has higher risk but also provides
the higher expected returns that they may need to be able to retire when Paul turns 62. A Roth IRA is
preferred over a traditional IRA in their situation. Although the traditional IRA would allow them to deduct
their contributions, they already pay little or no taxes. Contributions to a Roth IRA are made out of
after-tax income, but the contributions themselves can be withdrawn at any time without penalty if Paul
and Paula run into some unexpected expenses, and the earnings grow tax-deferred and will be
completely tax-free if they make no withdrawals until the age of 59 1/2 . Given the ages of their children, a
life insurance policy that will help provide for them if one or both of the parents die should be strongly
recommended.
NEW QUESTION: 2
Which of these are foundational design principles of SAP S/4HANA Cloud and SAP S/4HANA?
Note: There are 4 correct answers to this question.
A. SAP Fiori and intelligence
B. Simplification
C. Coupled Extensions
D. Compatibility
E. Two code lines with cloud and on-prem equivalent
F. Integration and public model
Answer: A,B,D,F
Explanation:
Explanation/Reference:
Page 3 of S4C80 Col17 states 6 design principles. Contrary to the statements here there are "decoupled extensions" and "single code line and cloud-first".
NEW QUESTION: 3
You have a hybrid Microsoft Azure Active Directory (Azure AD) tenant.
You configure a Windows Autopilot deployment profile as shown in the following exhibit.
Use the drop-down menus to select the answer choice that completes each statement based on the information presented in the graphic.
NOTE: Each correct selection is worth one point.
Answer:
Explanation:
Explanation
References:
https://docs.microsoft.com/en-us/intune/enrollment-autopilot
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