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NEW QUESTION: 1
In Guidance on Nontraditional Mortgage Product Risks, if the institution has a concentration in a nontraditional mortgage portfolio, the institution should:
A. Not understand the risk of payment shock and negative amortization
B. Monitor by originator and key borrower and portfolio characteristics
C. A and B
D. Have well-developed monitoring systems and risk management practices
Answer: C

NEW QUESTION: 2
During a routine audit a web server is flagged for allowing the use of weak ciphers. Which of the following should be disabled to mitigate this risk? (Choose two.)
A. DES
B. TLS 1.0
C. AES
D. SSL 3.0
E. RC4
F. SSL 1.0
Answer: B,F
Explanation:
Explanation/Reference:
Explanation:
TLS 1.0 and SSL 1.0 both have known vulnerabilities and have been replaced by later versions. Any systems running these ciphers should have them disabled.
Transport Layer Security (TLS) and its predecessor, Secure Sockets Layer (SSL), are cryptographic protocols designed to provide communications security over a computer network. They use X.509 certificates and hence asymmetric cryptography to authenticate the counterparty with whom they are communicating, and to exchange a symmetric key. This session key is then used to encrypt data flowing between the parties. This allows for data/message confidentiality, and message authentication codes for message integrity and as a by-product, message authentication
Netscape developed the original SSL protocol. Version 1.0 was never publicly released because of serious security flaws in the protocol; version 2.0, released in February 1995, "contained a number of security flaws which ultimately led to the design of SSL version 3.0".
TLS 1.0 was first defined in RFC 2246 in January 1999 as an upgrade of SSL Version 3.0. As stated in the RFC, "the differences between this protocol and SSL 3.0 are not dramatic, but they are significant enough to preclude interoperability between TLS 1.0 and SSL 3.0". TLS 1.0 does include a means by which a TLS implementation can downgrade the connection to SSL 3.0, thus weakening security.
TLS 1.1 and then TLS 1.2 were created to replace TLS 1.0.

NEW QUESTION: 3

A. Option A
B. Option B
Answer: B

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